Lemonade InsureLemonade
Short-term insurance · South Africa

Insurance that goes down easy.

Cover for your car, home and the things you carry — priced live as you type, at broker-negotiated rates, managed by you online. No call-centre mazes, no paperwork mountain.

Price on screen in minutes · No obligation · Cancel any time

Authorised FSPUnderwritten by established insurersPOPIA-compliantInstant online quotes
How it works

Three steps. That’s it.

01

Tell us what to cover

Pick a product and answer a few clear questions online. Minutes, not forms.

02

Your price, on the spot

Priced instantly at real broker rates — see your premium as you type.

03

Manage it all online

Accept, pay, add items, download your schedule and claim — from your portal.

Why Lemonade

Simple on the surface. Serious underneath.

We built a modern, self-service experience on top of a proper brokerage — so you get the ease of an app with the muscle of real broker rates and human claims handling.

Preferential rates

We’re a broker with long-standing insurer agreements — you get keener pricing.

Mostly online

Do the admin yourself, whenever suits you. We step in only where it counts.

Real people

Humans handle your claims and anything unusual — you’ll never be stuck talking to a bot.

Your cover, at a glance

Car — Toyota CorollaR 1 250 / mo
Home contentsR 340 / mo
All risks — devicesR 95 / mo
TotalR 1 685 / mo

Ready for insurance that doesn’t get in your way?

Get a quote in a few minutes. No obligation, no pushy calls.